Loaded Potato with Chili Cheese

Featured in: Quick Cozy Plates

This dish features tender baked russet potatoes generously loaded with seasoned chili and black beans. After baking the potatoes until crisp and fluffy inside, a warm chili and bean mixture is spooned on top, then layered with melted cheddar cheese. Fresh toppings like sour cream, green onions, diced tomatoes, and optional jalapeños add brightness and a hint of heat. It's a cozy, versatile meal that can be easily customized with vegan alternatives or extra garnishes. Ideal for a quick, satisfying family dinner or casual lunch.

Updated on Wed, 19 Nov 2025 13:21:00 GMT
Steaming Loaded Baked Potato overflowing with chili, melted cheese, and fresh green onions, ready to eat. Save
Steaming Loaded Baked Potato overflowing with chili, melted cheese, and fresh green onions, ready to eat. | sizzlebloom.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

Loaded baked potatoes have always been a favorite in our house, especially on busy weeknights when everyone wants something hearty but fuss-free. The comforting combination of chili, cheese, and fluffy potatoes satisfies even the pickiest eaters.

Ingredients

  • Potatoes: 4 large russet potatoes, scrubbed; 2 tbsp olive oil; 1 tsp sea salt
  • Chili & Beans: 2 cups prepared chili (meat or vegetarian); 1 cup canned black beans, drained and rinsed
  • Toppings: 1 cup shredded cheddar cheese; 1/2 cup sour cream; 1/4 cup chopped green onions; 1/4 cup diced tomatoes; 1 jalapeño, sliced (optional); Salt and pepper, to taste

Instructions

Prepare Potatoes:
Preheat the oven to 425°F (220°C). Prick each potato several times with a fork. Rub with olive oil and sprinkle with sea salt.
Bake Potatoes:
Place potatoes directly on the oven rack and bake for 50 60 minutes, or until skins are crisp and flesh is tender.
Heat Chili & Beans:
While the potatoes are baking, heat the chili and black beans together in a saucepan over medium heat until hot, stirring occasionally.
Prepare Potatoes for Filling:
Remove potatoes from the oven. Let cool slightly, then slice each potato lengthwise and gently fluff the insides with a fork.
Assemble:
Spoon the chili and bean mixture evenly over each potato.
Add Toppings:
Top with shredded cheese (allow to melt), then add sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.
Serve:
Serve hot, with additional toppings on the side if desired.
Golden-topped Loaded Baked Potato with savory chili and creamy cheese, a supremely comforting American classic. Save
Golden-topped Loaded Baked Potato with savory chili and creamy cheese, a supremely comforting American classic. | sizzlebloom.com

We love making a big batch of chili and saving some just for baked potato night. Everybody creates their own loaded potato masterpiece, making dinner feel fun and interactive for all ages.

Required Tools

Oven, baking sheet (optional), saucepan, knife, fork

Allergen Information

Contains dairy from cheese and sour cream; gluten-free if you use certified gluten-free chili and cheese. Always check product labels.

Nutritional Information

Per serving: 480 calories, 17 g total fat, 62 g carbohydrates, 18 g protein

A close-up of a loaded baked potato: fluffy insides, chili, cheese, and your favorite toppings. Save
A close-up of a loaded baked potato: fluffy insides, chili, cheese, and your favorite toppings. | sizzlebloom.com

Loaded baked potatoes are a crowd-pleaser and make weeknight dinners exciting. Enjoy customizing every bite!

Common Questions

What type of potatoes work best?

Large russet potatoes are ideal due to their starchy, fluffy interior that crisps well when baked.

Can I use vegetarian chili?

Yes, vegetarian chili works perfectly and maintains the hearty flavors of the dish.

How do I ensure the potatoes bake evenly?

Prick potatoes with a fork and bake them directly on the oven rack to achieve crisp skins and fluffy insides.

What toppings can be added besides cheese and sour cream?

Try green onions, diced tomatoes, jalapeños, avocado, or crushed tortilla chips for extra flavor and texture.

Can this dish be made gluten-free?

Yes, by using gluten-free chili and toppings, the dish remains gluten-free and safe for sensitive diets.

How to melt the cheese properly?

Place the cheese on the hot chili immediately after spooning it on potatoes to allow gentle melting from residual heat.

Loaded Potato with Chili Cheese

Fluffy baked potatoes topped with chili, black beans, cheddar cheese, and fresh garnishes for a satisfying dish.

Setup Duration
10 min
Heat Duration
60 min
Complete Duration
70 min
Created by Emily Dawson

Classification Quick Cozy Plates

Skill Level Easy

Heritage American

Output 4 Portions

Nutrition Labels Meat-Free, No Gluten

Components

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili & Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 1/2 cup sour cream
03 1/4 cup chopped green onions
04 1/4 cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and pepper, to taste

Method Steps

Phase 01

Preheat Oven: Preheat the oven to 425°F.

Phase 02

Prepare Potatoes: Prick each potato several times with a fork, rub with olive oil, and sprinkle with sea salt.

Phase 03

Bake Potatoes: Place potatoes directly on the oven rack and bake for 50 to 60 minutes until skins are crisp and flesh is tender.

Phase 04

Heat Chili and Beans: While potatoes bake, warm the chili and black beans together in a saucepan over medium heat until heated through, stirring occasionally.

Phase 05

Prepare Potato Filling: Remove potatoes from oven and let cool slightly. Slice each potato lengthwise and fluff the insides gently with a fork.

Phase 06

Assemble Loaded Potatoes: Spoon the hot chili and bean mixture evenly over each potato.

Phase 07

Add Toppings: Top with shredded cheddar cheese and allow it to melt. Add sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.

Phase 08

Serve: Serve immediately, offering additional toppings on the side if preferred.

Kitchen Tools

  • Oven
  • Baking sheet (optional)
  • Saucepan
  • Knife
  • Fork

Dietary Alerts

Always review ingredients individually for potential allergens and seek professional medical guidance when uncertain.
  • Contains dairy from cheese and sour cream. Verify chili and topping labels for allergens and cross-contamination. Gluten-free if gluten-free chili and toppings are used.

Dietary Information (per portion)

Values shown are estimates and shouldn't replace professional medical consultation.
  • Energy Value: 480
  • Fats: 17 g
  • Carbohydrates: 62 g
  • Proteins: 18 g